The Five Star Pawn Brokers storefront on Hall Road at dusk, gold signage lit
4.8 ★ · 1,070 Google reviewsNo credit checkLicensed & regulated

Utica, Michigan · Since the day the doors opened

A fair number,
cash the same day.

A licensed pawnbroker for collateral loans and outright purchases — gold, diamonds, watches, instruments, tools, equipment. Bring it in, or tell us what you have first and we'll come back with a real figure.

Call (586) 737-7731

Mon–Sat 10:00am – 6:30pm · 8701 Hall Rd (M-59), Utica · Every conversation is confidential

4.8★
1,070 Google reviews
3%
a month, plus $3 storage
90 days
renew with no limit
No credit check
a photo ID is all it takes

What we do

Six ways to walk out with cash

Every one of them starts the same way: we look at what you have, tell you what it's worth to us, and you decide. No pressure and no obligation.

Pawn for Cash

Pawn for Cash

A collateral loan against something you own. You keep the title, we keep the item safe, and you have 90 days — renewable with no limit — to come get it.

Sell & Trade

Sell & Trade

We buy pre-owned outright: jewelry, gold, watches, sporting goods, electronics, tools and more. Top dollar paid, cash on the spot.

Gold, Silver & Diamonds

Gold, Silver & Diamonds

Weighed and tested in front of you. Karat jewelry, coins, bullion, sterling flatware, loose stones and estate pieces.

Auto Pawn

Bring in your car, truck, motorcycle or RV. We review the condition and propose a cash loan — larger amounts may take up to 24 hours to complete.

Heavy Equipment Pawn

One of our specialties. Oversized construction equipment is stored at our secured off-site location; storage and transport fees may apply.

Jewelry Cleaning & Repair

Sizings, chain and clasp repairs, stone tightening and cleaning — done at the counter where you can watch, not shipped out for weeks.

We're also a licensed FFL — transfers and long guns. Michigan law does not permit handgun pawn, so long guns only.

Before you make the drive

Weigh it. See the range.

Old chains, class rings, a drawer of mismatched earrings, inherited flatware, coins. Pick what you have and put in the weight — you'll see the cash range we'd be working from before you spend the gas.

Figured from spot on August 10, 2026: gold $4,389/oz, silver $65.65/oz, platinum $1,753/oz. Metal moves every day, so a live build reads that morning's spot price instead of a table that goes stale. Final offers still come down to testing, hallmarks and condition — we weigh and test it in front of you.

Estimated cash offer

$ ——

Enter a weight to see your range.

Preview only — nothing is submitted here and this is not a committed offer.

No surprises

How a pawn loan actually works

Four steps, and you can stop at any one of them.

1

Bring it in, or send it first

Use the form or just call. A photo and a rough description mean the number waiting for you is close to the number you had in mind.

2

We appraise it in front of you

Gold and silver get weighed and tested at the counter. Everything else is priced against what it genuinely resells for — condition, demand and all.

3

Take the cash, keep the title

You get cash and a written 90-day contract. Ownership stays yours the whole time. All we need is a valid government photo ID — no credit check, ever.

4

Come back for it

Pay the loan and take your item home. Can't make the date? Pay the accrued interest and the loan renews at the same rate, as many times as you need. We text a courtesy reminder at the end of the term.

Nothing hidden

What a loan actually costs

3% a month plus a $3 per-item monthly storage fee. That's the whole rate card. Here is what that comes to over a full 90-day term.

$100 loan

$18

total interest and storage over the full 90 days

$500 loan

$54

total interest and storage over the full 90 days

$1,000 loan

$99

total interest and storage over the full 90 days

$2,500 loan

$234

total interest and storage over the full 90 days

$10,000 loan

$909

total interest and storage over the full 90 days

Late fees are $1 a day past the due date. Oversized items that need special storage may carry a higher storage fee, and items requiring an ATF background check carry a $35 fee at redemption. Figures are their published rate card — a live build keeps this table as the single source of truth.

If it holds value, bring it

What comes across the counter

There is no short list. Some of it is obvious — gold, diamonds, watches, coins. A lot of it isn't: a Fender Custom Shop in its case, a contractor's saw, a camping setup, a Submariner someone stopped wearing.

If you're not sure whether we'd take it, that is exactly the sort of question the form below is for. Ask before you load the car.

Gold & fine jewelryDiamonds & loose stonesRolex & luxury watchesCoins & bullionSterling silverGuitars & instrumentsPower toolsSnap-on & hand toolsLaptops & cell phonesCameras & lensesHome audio & videoGame consolesDesigner handbagsArt & collectiblesLong guns (Michigan law)Bows & outdoor gearBicycles & ATVsLawn equipmentAutomotive partsCars, trucks & motorcyclesHeavy construction equipment

8701 Hall Road

The shop, and some of what's been in it

The Five Star Pawn Brokers storefront on Hall Road
On Hall Road (M-59) in Utica
A Rolex Submariner in the case
Rolex Submariner
A Fender Custom Shop Stratocaster in its case
Fender Custom Shop Strat
Gold chains, rings and stones
Gold, tested at the counter

4.8 across 1,070 reviews

What Macomb County says about us

4.8
1070 Google reviews
Roland Man
2 months ago · Google
★★★★★
The Best Pawn shop within Metro Detroit area. Dave, Evan, Justin and rest of the team are outstanding and professional. Honest down-to-earth guys and go above and beyond to help you in any financial situation. They treat you like a person not a number, they understand that people having hardships and work with different options to help you out in your financial difficulties!
Sherene Patterson
7 months ago · Google
★★★★★
I went in thinking I would only get 100.00 he looked at what I had and said I'm try to get you as much as possible, he told me to put everything on the counter and he would check it all out. They tested everything and to my surprise he said $1850.00 I then said can we make it a even $1900.00 he said yes. The customer service I received was top tier. I feel as if they tried to give me the best price possible for my gold and silver coins.
Bonnici Concrete
3 weeks ago · Google
★★★★★
I stopped into Five Star Pawn completely on a whim after leaving a nearby jewelry store that just didn't give me a good feeling. I had a very sentimental necklace that needed a small repair. They didn't even have the jewelry finding needed for my necklace, but a very kind gentleman took the time to figure out a solution. He repaired it right in front of me with a few tools, and it turned out perfectly. When I asked what I owed him, he wouldn't let me pay.
Max Dashevsky
3 months ago · Google
★★★★★
I had a great experience working with Justin at Five Star Pawn. From the moment I walked in, he was professional, approachable, and genuinely helpful. He took the time to explain everything clearly and made sure I understood my options without any pressure. What stood out most was how honest and respectful he was throughout the whole interaction. It didn't feel transactional.
Tim L
5 months ago · Google
★★★★★
First time visitor and experience with Five Star, I came in with some items and confirmed I was interested in a loan. I called ahead of time which helped with bringing in items that would be of interest. They explained how the loan process works and answered questions I had. I mentioned the loan was for a furnace repair and how much I needed. I received the loan as asked. A bit of nervous tension not knowing what to expect, but overall a great first experience.
OrngeJuiceJonez
3 months ago · Google
★★★★★
Five Star Pawn truly lives up to its name. From the moment you walk in, the atmosphere is welcoming, professional, and efficient. The staff is knowledgeable and takes the time to explain everything clearly, whether you're buying, selling, or pawning an item. A standout experience came from working with Louise Ignacio, who is easily one of the best customer service associates I've encountered.
Scott Adams
5 months ago · Google
★★★★★
The guys at five star, are awesome, i was in a pinch and couldnt make my payment. When i called them they said come on in we see what we can do. Sure enough they waived a couple late fees and gave me a payment i could handle!!!!! Five star all the way, thanks guys
Ren
2 months ago · Google
★★★★★
They are very helpful with any questions that you might have and they are very friendly. This pawn shop doesn't try to low ball you when you borrow against something and they are reasonable with the items they are trying to sell. I would definitely recommend five star pawn.
Robert Cousins
6 months ago · Google
★★★★★
Nice gun collection, new and used. FFL dealer for transfers, best transfer price in town. If not listed on a sellers FFL list, they'll work with you to obtain it to do a transfer. Great place to pawn items as well.
DoodMom
5 months ago · Google
★★★★★
First time pawner! Had some old jewelry and needed to make any money that I could really so called them and they were super nice over the phone so drove the 20 minutes there. I had no idea if I had anything but actually something was worth a couple hundred dollars! Great day for me and they were super nice and the process was super quick.
Donna Kretz
a month ago · Google
★★★★★
Five Star Pawn was extremely fair. Daniel was quite approachable and very honest about what I wanted to get for my camping gear. He knows what he is talking about. I highly recommend them.
D Hill
4 months ago · Google
★★★★★
Nice people. Very fair. They take great care of me anytime I come here. The best prices around when buying, the fairest prices when pawning or selling anything
Bryce
3 weeks ago · Google
★★★★★
All my FFL transfer go through them. Very fast and cheaper than anyone in my area. Staff is always super friendly.
Matt Jajo
6 months ago · Google
★★★★★
By far the best pawn shop in Michigan they give out the most with pawns and have great prices for when you want to sell stuff. Justin is the man to go to whenever you need help with something by far the greatest.

Find us

Open six days a week

Store hours

Monday – Saturday

10:00am – 6:30pm

Sunday — closed

The shop

8701 Hall Rd (M-59)

Utica, MI 48317

Free parking at the door

Reach us

(586) 737-7731

Info@fivestarpawn.com

Or send the form — we answer those first

No obligation, no credit check

Tell us what you have. We'll tell you what it's worth.

Or call (586) 737-7731 — Mon–Sat, 10:00am to 6:30pm. Every conversation stays between us.

Southeastern Michigan

Worth the drive from anywhere in the metro

The shop is on Hall Road in Utica, and customers come from across Macomb, Oakland, Lapeer, St. Clair and Washtenaw counties. All are welcome.

UticaShelby TownshipSterling HeightsMacomb TownshipClinton TownshipRochester HillsTroyWarrenMacomb CountyOakland CountySt. Clair CountyLapeer CountyMetro Detroit