Construction loans · Macomb County, MI

Construction loans in Macomb County.

Financing for the house you are building, from the first draw to the closing table with your builder.

8 months
one client's build, start to close
Draws
funds released as the home goes up
$0
application or processing fee
5.0 ★
across 138 Google reviews

What it is

Construction loans, explained.

A construction loan pays for a new home as it is built, with funds released in stages as the work goes up.

The best deal is not just the rate. Compare the loan's structure, the draws, the fees, the timeline and the support you get, which is exactly what our Construction Loan Comparison post walks through.

Construction loans with PLB Lending

Who it fits

Construction loans in Macomb County and across Michigan.

Building in Washington, Bruce or Armada

We start with two questions: do you own the land, and who is building?

Land plus the house

Buying the lot and the build together, or building on land you already own: tell us which and we line it up.

Closing on the builder's schedule

One reviewer's build ran 8 months, and they were clear to close right when the builder needed them.

Documents needed

What to gather before you apply.

The same list covers most loans. Having it ready is the difference between a quick clear to close and a week of back-and-forth.

  • ✓Last two years of federal tax returns, every page (corporate returns too)
  • ✓Last two years of W-2s and/or 1099s
  • ✓Last two paystubs
  • ✓Last two months of bank statements
  • ✓Most recent 401(k) statement, if you have one
  • ✓Paying child support or alimony: the divorce decree and/or FOC documentation showing the amount
  • ✓Own other property: its mortgage statements, insurance declaration page and any association fee information

In their own words

From the people who closed with us.

Joe Doss · New house build

“We worked with Brad at PLB for our mortgage for a new house build. He worked with us through the whole 8 month build process. He had us clear to close and at the closing table right when we needed to be with our builder without any issue.”

Nancy Cooper · On a strict timeline

“Patty was able to help me get a mortgage, when no one else could!! We were on a strict timeline and she got it done!!”

Linda Urban · Their title company

“My company actually provides title services for them. They are spot on with what we need and are the most conscientious lender with respect to their clients privacy and thoroughness in their processes.”

At a glance

Construction loans, the short version.

For new buildsFunds released in stages as the home goes upWe work alongside your builderNo application or processing fees

Google reviews

5.0 across 138 reviews.

5.0
138 Google reviews
Kelly V
4 months ago · Google
★★★★★
I cannot recommend Brad Bidus enough! From day one, he was incredibly responsive and always available to answer my questions. Thanks to his efficiency and hard work, we actually closed ahead of schedule. What truly sets him apart is his dedication—even long after closing, he still helps me out whenever I need advice. If you want a lender who genuinely cares and delivers results, look no further!
Jake McClusky
9 months ago · Google
★★★★★
Brad was a pleasure to work with. He made things way simpler than anybody else we worked and knew the ins and outs of what programs to use for our mortgage process. As first time home buyers, you really can tell when someone is trying take advantage of you and/or not take you seriously. Brad did neither of those things! He respected us and worked quick to help us get into our first home. Highly recommended 🙏 God bless
Alex Savevski
6 months ago · Google
★★★★★
We recently worked with Mike Novjanovski at PLB Lending for our refinance, and the experience was exceptional. Not only did PLB meet or beat every other quote we received, but Mike truly went above and beyond to make the process seamless. He was incredibly accommodating, consistently going out of his way to answer our questions and adjust to our schedule. If you’re looking for a lender who combines competitive rates with top-tier personal service, I highly recommend Mike.
Dan Muckenhirn
2 months ago · Google
★★★★★
Brad is the best! He got me into my house quick and stress free. He knows the industry inside and out and keeps you informed every step of the way. I highly recommend!!
Alex Mix
6 months ago · Google
★★★★★
As a Realtor, I truly appreciate working with knowledgeable amd reliable lenders. Brad was easy to work with, very informative, and extremely knowledgeable about the mortgage process. He was always responsive whenever I reached out, which made everything run smoothly for both me and my clients. A great partner to work with.
Sarah Zimmermann
6 months ago · Google
★★★★★
Everyone knows that the mortgage process is tedious, complicated, and stressful. Until they have worked with PLB Lending. We couldn’t have been more pleased with Brad Bidus’ services. He was so responsive to our questions and made the entire process so seamless and simple. We didn’t know it could be so easy to refinance! We are so glad we listened to the recommendation of many others in our community to reach out to Brad. We highly recommend this office.
Sarah Scranton
6 months ago · Google
★★★★★
It was an absolute pleasure working with Brad! He is very professional and knows this arena very well. He was helpful guiding me through the entire process, providing all my options and keeping me informed every step of the way. I highly recommend Brad to anyone going through this process.
cassidy mazei
2 years ago · Google
★★★★★
Brad is the BEST lender out there. From taking my calls at 8pm at night in the grocery store just so he could answer every single question we had to the kindest personalized gift he sent after closing our deal. He was intentional and always had time to talk everything through. He gave us so much peace of mind as first time homebuyers. Highly recommend his services!!
Jaime Padilla
2 months ago · Google
★★★★★
Highly recommend Brad and Mitch! They will exceed your expectations. Both are really knowledgeable and will make your home purchase feel less stressful.
Madison Mabee
2 years ago · Google
★★★★★
Brad is AMAZING! He walked through the entire process with us and made purchasing our first home so easy. He was always available when we needed it (late at night and/or even on the weekends). You will not regret using Brad- He will make the process so simple and quick! 😊
Samantha Atkinson
3 months ago · Google
★★★★★
Amy was very helpful and explained everything in detail which was much appreciated. Communication is excellent, you don’t have to wait very long. Service was very good I highly recommend and will recommend them to anyone, and will use them in the future.
Jonathan Horn
a year ago · Google
★★★★★
Brad from PLB lending was nothing less than exceptional! Brad work with us diligently to ensure we got the best rate along with setting us up for the best long term financial position. Brads communication was always clear and concise. I would highly recommend PLB lending to anyone looking to purchase a new home or property! Overall our experience was smooth and easy no hidden corners or agendas!
Amber Kello
8 months ago · Google
★★★★★
We had a great experience with PLB. Patricia and Amy were very knowledgeable, friendly, and easy to work with. 10/10 recommended PLB and will definitely be using their services again in the future!
Jason West
a year ago · Google
★★★★★
My loan officer Brad at PLB Lending is the GOLD STANDARD in mortgage lending. He's a young, hard-working, salt-of-the-earth guy who does what he says he'll do. He's the perfect blend of old-school bean counter combined with savvy tech head geeking-out over the latest 30-year treasury bill. And he does all little things right. Great communicator who answers his phone, asks lots of questions, LISTENS and offers thoughtful mortgage options. Of course Brad gives all the credit to his processor Amy for doing all the heavy lifting. It's easy to give these SERVICE SUPERSTARS a SHINING 5 STAR ENDORSEMENT! Kudos! You guys rock!
Kelsey Crenshaw
a year ago · Google
★★★★★
I had a great experience working with Brad and PLB Lending. He was very patient and kind every step of the way. As a first time home buyer I had a lot of questions and he always took the time to explain things clearly to me. He helped make the process very simple which helped me make informed decisions. Absolutely recommend!
Serop Babayan
2 years ago · Google
★★★★★
Brad Bidus is an exceptional mortgage broker who provided me with outstanding service and expertise throughout my home financing process. His professionalism, knowledge, and dedication to finding the best solutions for my needs were impressive. Brad's ability to explain complex financial concepts clearly and concisely made the entire process seamless and stress-free. His prompt communication and regular updates kept me informed every step of the way. I highly recommend Brad to anyone seeking a reliable and skilled mortgage broker. His commitment to delivering personalized service and securing the best possible rates exceeded my expectations.
Ivy McClatchey
a year ago · Google
★★★★★
Working with Brad was a breeze! He moved the process along super quickly and made it as easy as possible. If I ever purchase a home again I’ll absolutely be using Brad and without a doubt referring him to friends & family going through the home buying process! Cannot recommend him enough!
Wanda Makowski
Edited 3 months ago · Google
★★★★★
Ive been a real estate agent for 30 years. I love referring plb lending !! They work with my buyers and start their Pre qualification right away no matter what day of the week it is so we can start their home buying process I offer my buyers choices , but once they call Patty or Brad they’re sold on PLB Lending Plb treats my clients like family. Buying a home is one of the biggest purchases you'll make in your lifetime. Its So important to trust and feel comfortable with your Loan officer. Patty /Brad will explain the process, offer competitive rates and give you the attention you need until the day you close !! Love their work ethics !!!! Always available for YOU !!!!!
Joe Doss
3 years ago · Google
★★★★★
We worked with Brad at PLB for our mortgage for a new house build. Brad made the whole process quick and efficient from the first contact. He worked with us through the whole 8 month build process. Brad quickly responded to every question that we had, the mortgage process itself was SO easy. He had us clear to close and at the closing table right when we needed to be with our builder without any issue. I highly recommend Brad and the team at PLB!
Chris OG
a year ago · Google
★★★★★
10/10 would recommend Brad & P&B lending to anyone looking to finance a house! Brad made the process incredibly smooth, made himself available night and day to help put our mind at ease with any questions we had, was quick to get the loan done & so much more! We were able to close on our first house without an issue! Thanks again Brad!
Ian Allen
a year ago · Google
★★★★★
Brad is the best in the business! I highly recommend him and his team at PLB lending. He is very responsive and takes the time to explain the entire process. He truly cares about his clients and makes the process super smooth! 10/10
Austin Moussa
a year ago · Google
★★★★★
Brad is an outstanding mortgage lender! He’s always available to answer questions and never fails to pick up the phone, no matter the time. His responsiveness and attention to detail made the entire process smooth and stress-free. Highly recommend him for anyone looking for a reliable and knowledgeable lender!
Tex Hastings
a year ago · Google
★★★★★
I used PLB for my mortgage and worked with Brad. He was extremely helpful and professional. He went above and beyond including getting me a pre-approval late at night so we could get an offer in right away.
Darren Goldin
2 years ago · Google
★★★★★
Brad was top notch! He made the process easy for us being first time home buyers. He was helpful every step of the way and very knowledgeable. We wouldn’t have gotten our forever home without Brads help and we appreciate him. We would recommend him to anyone that wants a smooth home buying process!
McKenzie Lalonde
2 years ago · Google
★★★★★
Highly recommend Brad for anyone seeking a mortgage. He worked quickly and meticulously to secure us a rate that we were happy with! Being first time home buyers, Brad was always a quick text or phone call away to answer any questions we had. In such a challenging time for real estate, he made the home buying process much easier. Thanks, again!
Conner Schlaf
a year ago · Google
★★★★★
I highly recommend using Brad Bidus as your mortgage broker. He was always willing to answer my questions and work with me when it was most convenient for me. Brad very clearly explains the whole process to make things as simple and smooth for you. I look forward to working with Brad again in the future!
Cam A
4 years ago · Google
★★★★★
Brad from PLB lending is absolutely amazing, and a pleasure to work with. Made our first time home buying experience the easiest it could possibly be. Was always able to answer our questions at any time of day no matter if it was during the week or even the weekend, he was there! We’re very thankful we had the best of the best to get us to our goal of getting into our first house so easy and quick! Highly recommend Brad and PLB lending, you won’t be disappointed!!!
Jake Daniel
a year ago · Google
★★★★★
Brad made my first time home buying experience extremely smooth. He reassured me all the way through the process. I can’t thank them enough for their professionalism and ability to explain a complex and personal life experience at a level that I understood.
Noah Daniel
3 years ago · Google
★★★★★
Brad at PLB did an amazing job helping me through my first time purchasing a home. He answered all my questions in record time, provided multiple options as rates & the market changed, & overall really took ownership of providing an amazing service. PLB Lending’s E sign system & simple paperwork made the process extremely smooth & user friendly. I cannot thank Brad & PLB Lending enough! 10/10 Recommend!
bradley matson
2 years ago · Google
★★★★★
I had the pleasure of working with Brad. Throughout what i thought was a miracle turn of events, i was pointed in Brads direction and i could not have been made any happier! He went absolutely above and beyond when it came to making sure i had exactly what i wanted! Brad, was always available. He never hesitated to reach out to me at any time and assure me i had all the right answers to my questions. I would highly recommend PLB Lending to anyone with pride knowing that whoever he helps next is getting everything they wanted! Thanks Brad, you were incredible!
Annabella Arcari
3 years ago · Google
★★★★★
Brad did an excellent job ensuring we had a fast, easy closing. He was always available to answer any questions we had and explain the entire process to us as this was our first time buying a home. I would highly recommend using Brad for your home mortgage needs!
Shelby
3 months ago · Google
★★★★★
Everyone is nice. I've even had several friends go through them and they had great experiences.
Doug Pacholke
5 years ago · Google
★★★★★
Brad could not have been more helpful in our first time home buying experience. He was available 24/7 to answer all of my questions and made a complicated process so easy to understand and follow. Brad is one of the most genuine guys I know and made me feel like he truly had all of my best interests at heart. I couldn’t recommend Brad enough, and I am excited to work with him again next time!
Joshua Hinkley
a year ago · Google
★★★★★
PLB Lending made our buying process incredibly simple. Coming from little knowledge of the mortgage process, everything was explained in a way that was easy to understand. No surprises throughout the whole process, they're the best in the business!
Andrew Anderson
4 years ago · Google
★★★★★
Brad and the PLB team did an incredible job getting me setup to own my first home. Walked me through the entire process with ease and as stress free as possible. For a first time home buyer I didn’t think they could make it feel that easy. Make sure to go see them!! You won’t regret it!
Calvin Vaughn
3 years ago · Google
★★★★★
I reached out to Brad at PB lending when I was in the market for a home. From the first interaction he was helpful, informative and made sure the entire process was seamless. Within a couple days he had my pre approval letter and when I had an offer accepted he had me cleared to close in no time. I would highly recommend Brad and his team at PB lending for any of your mortgage needs!
Megan Wilcox
3 years ago · Google
★★★★★
Brad at PLB Lending is amazing and made our first home buying process seamless! He is very responsive to messages/calls at any time and was willing to answer any questions we had. 10/10 would recommend!
Shane Cuckovich
5 years ago · Google
★★★★★
Brad and the PLB crew are the best around! My experience getting a mortgage through them was painless and very easy. Everything happened very quick and they were extremely helpful to answer any questions or concerns I had assuring me that I was getting the best service possible. Highly would recommend to anyone looking for their first house, 2nd, 3rd, refinance, etc. They do it all and do it well.
Alejandra Nightingale
2 years ago · Google
★★★★★
Just wanted to say what an amazing experience my husband and I had with Brad. We had some issues with our home and had contacted numerous people for help and no one had answers for us. Eventually we crossed paths with Brad and I wish it had been sooner! He solved our issue within minutes of speaking to him. We had spoken with so many professionals for MONTHS and not one person could solve our problem. He followed up with us constantly to make sure everything was resolved. There are no words to truly express how grateful we are. Thank you Brad!!
David Canady
a year ago · Google
★★★★★
I definitely recommend Brad if you are in the process of obtaining a mortgage. He is very thorough and timely throughout the whole process. He was able to answer all of my questions in a way that made it easy to understand. Thanks Brad!
Halston Tucker
3 years ago · Google
★★★★★
Brad and his team went above and beyond in helping find an amazing home for my wife and I. It was absolute pleasure working with them and they made every process as seamless as possible. Not only did they answer every question or concern we had, they even beat us to the punch for us to ensure we knew everything. We will be referring to PLB lending for anyone and everyone we know! Thank you again everyone for making purchasing our first home so easy and enjoyable!
Tyler Marcinkewciz
3 years ago · Google
★★★★★
Brad did a great job ensuring that our closing was quick and smooth, any time of day, he was available for any question and exceeded expectation’s in every way possible. As a first home buyer he made sure I was in the loop, and informed me about the entire process and everything that was needed. I would highly recommend everyone I know to use him. My upmost respect to this man!
Daniel Gillespie
5 years ago · Google
★★★★★
PLB is the most involved and easy company to work with. You always get 1:1 attention, and everyone is so friendly and helpful! 100% recommend PLB for any mortgage needs! I’ve had 4 mortgages done through PLB, and Patty, Brad, and the team have been amazing each time!!!
Carly W
2 years ago · Google
★★★★★
Brad made my home buying process smoother than expected and was there every step of the way. His availability at all hours allowed me to feel comfortable asking any questions as business was done on a personal level. I couldn’t have asked for a better experience!
Maribel Paz
3 years ago · Google
★★★★★
Thank you Brad for helping my husband and I with the entire process of purchasing our home! Highly recommend him to all my friends and family. He was very professional and was very reliable no matter what day or time we had questions. It was great working with him and the entire team!!
Alex Anschutz
a year ago · Google
★★★★★
Great experience working with Brad at PLB Lending. He was thorough, responsive, and helpful every step of the way.
Jeff Fifer
3 years ago · Google
★★★★★
Brad was super helpful in my purchasing of my home. Answered all my questions super quick and was always on top of things. Very professional and saved me thousands compared to other lenders at closing costs! 10/10 would recommend.
Austin Dunnigan
3 years ago · Google
★★★★★
PLB Lending was a great company to work with throughout the home buying experience. Their team made the entire process hassle and stress free from start to finish. I would highly recommend working with Patty and her team at PLB Lending when working towards the purchase of a home.
Sarah Steffens
4 years ago · Google
★★★★★
Patty, Kelly and the whole team at PLB Lending we're fantastic through my entire home buying process. They made it very easy to understand and answered all the questions I had. I reached out to refinance a year later and they made that process smooth as well. I would definitely recommend them!
Taylor Waligora
2 years ago · Google
★★★★★
Brad made our home buying experience flawless. He was thorough, attentive, and is very knowledgeable. Our approval and closing was extremely fast! We can’t wait to use him again for our next home!
Adam Sunklad
5 years ago · Google
★★★★★
I have bought 2 houses and sold 1 with Patty at PLB lending. All 3 times have been great experiences. She looks out for your best interests and has so much experience and knowledge. Amy at PLB lending is also an awesome loan processor and very thorough. Would recommend to everyone and will definitely use again in the future if needed.
Sara Roberson
3 years ago · Google
★★★★★
I have used PLB lending several times including buying houses and refinancing. Patty and her team are simply the best!! Not only are they professional, they make you feel like family, give you the best options for your needs, always friendly, and extremely fast and responsive. Please consider using PLB Lending, you will not be disappointed!
Mike Bommarito
5 years ago · Google
★★★★★
I have had over 20 mortgages thru the years, and working with Patty together with her team (Team member Kelly worked on my Refinance with cash out) was by far the best service I have ever had. They are very experienced and made it very smooth and easy to obtain a mortgage. They stayed in constant communication and in less than 4 weeks we closed the Refinance. They do a lot of the work most of these mortgage companies want you to do. Their cost and rates are very competitive. Patty has been in business for over 24 yrs. and knows what she is doing. I highly recommend PLB Lending for any of your mortgage needs.
Brad Charles
5 years ago · Google
★★★★★
If you're in the market to buy/sell your home, look no further. Between Mitch(Real estate) & Brad (Mortgage) this experience was extremely easy. Both parties were available 24/7 to answer all of my questions and made a complicated process so easy to understand and follow. Brad is one of the most down to earth guys I know and made me feel like he truly had all of my best interests at heart. I couldn’t recommend Brad, Mitch and the whole PLB team enough. Thank you again!!!
Denis Stankovski
4 months ago · Google
★★★★★
Great lender that my wife and I worked with for our first home! Thank you for the easiest process ever!
Nikki Nanos
3 years ago · Google
★★★★★
PLB Lending took all the concerns away regarding my mortgage. Brad let me know from the beginning what my financial parameters were and also took the time to explain things during the process. He never made me feel my questions were not of value, if I didn’t understand something. Highly recommend them and would not hesitate to use them in the future.
Nick Schram
4 years ago · Google
★★★★★
Brad at PLB Lending was great. I'm happy I decided to go with him, he was super helpful and always on top of everything. This is my first time going through this process and Brad helped me understand everything a lot better.
Paul & Carla Vizzaccaro
4 years ago · Google
★★★★★
We did a new purchase and a refinance with PLB Lending in the past 6 years. Patty and her team were efficient with the process and requirements/docs needed. Being self employed and getting a mortgage can be a "huge" hassle. But, they handled it so well that I didn't have the dreaded doc "blizzard" needed to finish the loans/refinance. They did a great job for us!
Leighton Mudel
5 years ago · Google
★★★★★
After becoming a first time home owner and refinancer this year, I am amazed with how cost efficient and stress free this process can truly be (especially with a VA loan). Contact/communication with Patty and Kelly has been superb and timely. This company is well managed with people that I feel I can honestly trust. I would most definitely recommend conducting business with them as I assume to become a long-standing customer!
kelley petack
5 years ago · Google
★★★★★
I have used PLB for my lending needs for many years now. Patty and her staff are top-notch, they are honest, and efficient. I would recommend them to anyone and often do. Questions that I have had over the years about possible refinance or what is best for us have been answered open and honestly. We will continue to support PLB Lending for all of our mortgage needs.
Margaret scannell
3 years ago · Google
★★★★★
Patty and Kelly had no hesitation in helping with anything I needed to have the speediest home buying process! Even my title company thanked them for having everything so perfectly prepared. Not to mention the kindness with every interaction! I CANNOT RECOMMEND PLB LENDING ENOUGH!!!
Robecca Diel
2 years ago · Google
★★★★★
Brad was amazing throughout the whole process. He made it so simple for us as first-time home buyers. I would recommend him to anyone.
Alexander Finazzo
4 years ago · Google
★★★★★
Can't say enough good things about PLB Lending. As a first time home buyer, this was not a process I was looking forward to. The team at PLB Lending made it completely stress-free and easy. They are transparent, easy to work with, and always available when you need them. On top of all that, they are simply incredible people. If you are looking for a house, THIS IS THE TEAM YOU WANT ON YOUR SIDE!
Clarkston Complete Renovation
5 years ago · Google
★★★★★
We were first time home buyers and very unsure about the process. To top that off I have been self employed for the past six years which can make the process difficult. Patty was top notch! She was available to help with any questions that came up and walked us through the entire process seamlessly. I would highly recommend her to anybody for their mortgage needs.
Sound Dog Productions
5 years ago · Google
★★★★★
I've used PLB Lending a few times now and I must say that I'm very impressed with how fast they are at getting loans approved. I've done my research and went to a couple different banks and local lenders. PLB lending BLOWS away their competition. I've literally saved thousands in fees as well as the time it takes to get everything approved. In general, the PLB team is great to work with. From my personal experiences and from what I've noticed when I'm in their office, they truly care about all their customers. They take the time to help with the best solution to accomplish my loan goals. Very experienced and professional. I'm to the point now where I'm confident to use PLB Lending every time I need to make a serious financial lending move. Give PLB Lending a shot. They will not disappoint!!
Kaleb Lepak
5 years ago · Google
★★★★★
Brad helped me buy my first home this month and couldn’t have made the process any easier. From getting pre approval, helping me find a real estate agent, and working through a quick closing process Brad was very attentive throughout the whole process. Thanks again!
Amber Kostrubiec
4 years ago · Google
★★★★★
Words can't even begin to describe how amazing our experience was if i could give more then five stars i would!! The entire team was so helpful with everything and helped us along each step of the way. They made what we thought was impossible possible and walked us through the entire home buying process step by step. Patti was truly a blessing to our family. She was available at all hours and did everything to not just get us a house but to get the perfect home for our family she truly cared about our family and that is hard to find these days!!
Bradley Vincent
4 years ago · Google
★★★★★
My wife and I were searching for our first home and were so glad we found PLB Lending! The staff made our experience stress free and I appreciate the occasional check-ins on our home search. We were extremely happy with our the mortgage they found for us. Would highly recommend PLB lending if you need to secure a loan before you start your house search!
karina sebastian
4 years ago · Google
★★★★★
Patty and her assistant Mitch are such an amazing team. My fiance and I just bought our first home together so of course it was all new to us but Patty walked us through everything step by step and was always a phone call or text away and helped with us ANY questions we had. If you plan on buying a home I would highly suggest reaching out to Patty and her team!
Lisa Kupser
5 years ago · Google
★★★★★
PLB Lending deserves more than five stars ! PLB has helped me, my friends and my family over many years. If you want the best in home mortgage lending or real estate services, contact PLB. Patty and her team of professionals will ensure that your home buying experience is flawless! Highly recommend !
Eric Galbraith
4 years ago · Google
★★★★★
I went to PLB lending for a mortgage finance quote after receiving an unfavorable quote from a different lender. In addition to Patty and her team being an absolute pleasure to work with, they saved me almost 1.5% on my interest rate from my previous quote. Learn from my mistake, don’t bother shopping elsewhere. Go to PLB the first time. I can’t speak highly enough of their knowledge, professionalism, and guidance.
Ryan Marlatt
5 years ago · Google
★★★★★
PLB Lending is top notch! I did a refinance with Brad @ PLB Lending and his service and professionalism was very much appreciated. The time it took to complete everything was very fast and the process was very easy. I will definitely recommend them to others.
Jimmy Hackney
a year ago · Google
★★★★★
Can't say enough good things about Brad. He definitely make sure to go above and beyond what's expected and I highly recommend him to anyone going through the loan or refinancing process. Highest tier service
Kristy Zahuranic
5 years ago · Google
★★★★★
After many of my own clients successfully, and happily, closing their mortgages with PLB, my husband and I opted to use PLB for our own recent refinance. Patty and all employees are TOP NOTCH!... and offer the lowest rates around. No doubt that this should be your FIRST STOP!
Joshua Johnson
5 years ago · Google
★★★★★
I have purchased two homes now using PLB Lending. Always received the utmost professionalism from every member of their team. Definitely recommended. They were easy to work with, very knowledgeable, and answered all of my questions leaving me very satisfied at closing!
Elizabeth Kupser
4 years ago · Google
★★★★★
PLB helped me buy my first home. I could not have asked for a better experience. Their team went above and beyond! And they were fast! Would absolutely recommend them to my family and friends without hesitation. Couldn't recommend them more!
Darlene Hernalsteen
5 years ago · Google
★★★★★
Highly recommend PLB Lending for your mortgage needs! Like everything..Do your research and you will find PLB will exceed with their expertise and professionalism to you as their client. I have known Patty Bidus and her dedicated staff for over 8 years and they are a 5+ star team! Whether you are seeking a mortgage loan or real estate assistance - give Patty a call!
Sarah Tighe
4 years ago · Google
★★★★★
First off everyone in the office is Fantastic. As a first time home buyer I didn’t know much going into getting a house. They were always available and took the time to explain everything to us so that we understood what everything meant. They are very quick and efficient and I will always recommend them to anyone I know.
Dall
2 years ago · Google
★★★★★
Brad from PLB lending went above and beyond throughout the entire process. I hope to work with him again in the future and would recommend him to anyone looking for a knowledgeable and professional lender.
andrew lubig
6 months ago · Google
★★★★★
Brad was, and continues to be extremely helpful from the first step to now
Mathew Smith
3 years ago · Google
★★★★★
I’d give 10 stars if it was an option. There is no better than Brad and his team at PLB. Effective communicator, transparent, lighting fast approval and a quick clear to close. No hidden fees! I have found my mortgage lending spot, for life!
Ashley Fuerst
Edited a year ago · Google
★★★★★
Patty was amazing to work with! She did everything she could to make our home buying process smooth and helped us find our dream home.
Theresa Steffens
4 years ago · Google
★★★★★
PLB Lending is a wonderful company. I have worked with Patty several times. Not only Patty, but her entire staff are very friendly and always very helpful. Very highly recommend them.
Drake Temple
2 years ago · Google
★★★★★
A preferred lender of mine for years, Brad delivers top notch customer service to all of my clients. He’s quick to answer, he knows his stuff, and my buyers love working with him. He’s a pro
Jeremy Gustafson
2 years ago · Google
★★★★★
Brad is the definition of a professional. Always very polite and straightforward. If I ever need loan/mortgage services again, I know who to call!
J R
3 years ago · Google
★★★★★
Brad Worked hard at getting us the best rate. He was able to answer any question no matter what time of day. He made this process easy. To top it off he got a clear to close in 7 days!
nick gojcaj
5 years ago · Google
★★★★★
My wife and I just refinanced our home with PLB Lending, Hometown Mortgage. Thanks to Anthony, the journey throughput the process was quick, efficient and pleasant. Anthony is very knowledgeable and professional. Hometown Mortgage is fortunate to have someone like Anthony represent the company. We highly recommend Hometown Mortgage and Anthony as the mortgage expert. Nick & Adrian.
Jake Leimbach
2 years ago · Google
★★★★★
Super appreciative for Brad throughout this whole process. He made sure I was comfortable and went far out his way to make this happen. I will be using him with ALL of my properties in the future. Thanks Brad !
Nancy Cooper
5 years ago · Google
★★★★★
Patty was able to help me get a mortgage, when no one else could!! We were on a strict timeline and she got it done!! Not only was she fast, thorough and helpful, but we were able to close in another state! Very professional and resourceful
Ashley
2 years ago · Google
★★★★★
Had a great experience working with Brad. He was readily available to answer all my questions & broke things down into a way I could understand. Would highly recommend him any day.
Kristen Rinaldo
a year ago · Google
★★★★★
Patty was awesome with handling both the sale of my previous condo and the mortgage on my new one. She went above and beyond with anything I needed help with.
Andrew Majer
8 years ago · Google
★★★★★
Patty and company are awesome to work with. Not only do they make you feel like part of the family, but they are the most efficient and hardworking. I would refer anyone to use their services as they truly go above and beyond.
Harrison McKay
3 years ago · Google
★★★★★
Brad was both helpful and responsive during the lending/home buying process. A great person to work with and will recommend to future home buyers!
Scott Wasik
3 years ago · Google
★★★★★
PLB Lending was a pleasure to work with for the entire home buying process. As a first time home buyer Patti and her team were a tremendous help.
Linda Urban
4 years ago · Google
★★★★★
Totally agree with these reviews of PLB Lending. My company actually provides title services for them. They are spot on with what we need and are the most conscientious lender with respect to their clients privacy and thoroughness in their processes. A+ in my book!
Scott Poquette
3 years ago · Google
★★★★★
Brad and his team couldn’t have been any better. I was a first time buyer and he educated me through the entire process and worked extremely fast to help me close ASAP. I would recommend Brad to everyone!
Wendy Flynn
4 years ago · Google
★★★★★
Brad couldn't have made this any easier for me! He stays right on top of everything and makes the mortgage process quick and painless. I highly recommend them and will definitely use them in the future!
Kelli W
5 years ago · Google
★★★★★
I've known and worked with Patty and her team for 15 years and they are an amazing group of individuals. They pay attention to the details, not only are they fast they, anticipating potential hic-ups before they happen they always answer the phone and are available to answer any questions. No hidden fees, no surprises. Highly recommended.
Tara Hudson
5 years ago · Google
★★★★★
I bought a house and have refinanced through Patty at PLB multiple times. Patty and her staff are amazing and they really put their heart into what they do. They definitely go the extra mile. I highly recommend.
Zack Williams
a year ago · Google
★★★★★
have closed 4 homes with Brad and PLB. i will never use anyone else, he is great with communication, rates, and will work 24/7 for you!
Joe Montano
4 years ago · Google
★★★★★
Brad is the absolute best!! Worked endlessly to get everything squared away and close even when a few unexpected things popped up at the end. Could not be happier, and wouldn’t go anywhere else. AMAZING Customer Service!!
Kyle Klida
2 years ago · Google
★★★★★
Brad was very helpful with the mortgage process, made it as streamlined and stress free as possible. Explained everything throughly, answered all questions I had.
Tiffanie Sigismond
5 years ago · Google
★★★★★
5 Stars, hands down! We’ve worked with PLB twice. Once for our home purchase, and again for our refinance. Always a great experience. Thank you for your hard work.
Philip Bates
5 years ago · Google
★★★★★
I was referred to this company during the refinance boom and I was hesitant, so I did get two quotes. They did a great job, the costs were very low and the rate was better than my bank. I would recommend this company to anyone. I just closed and I’m looking forward to my new low payment. Thank you PLB!
Paul Bobolts
5 years ago · Google
★★★★★
Patty and her team are simply the best! They're friendly, knowledgeable, and are always available to answer any questions. The best home buying and selling experience you could ask for!
Shane McCloskey
3 years ago · Google
★★★★★
Working with Brad and Mitch was amazing, so stress free, they were super responsive, answering every question I had. If you’re in the market for a home, work with these guys, it’s a no-brainer.
Katrina Motrinc
4 years ago · Google
★★★★★
Patty was a dream to work with! She was kind, responsive and we felt like family after we bought our house:) She is deeply connected to our wonderful community and has expertise that is invaluable!
Justin k
6 years ago · Google
★★★★★
Brad and the team helped us get our first home. Super fast right to the point. Now all of my friends and family are going to PLB lending! Thanks again!
Renee Askew
3 years ago · Google
★★★★★
Patty and her amazing team jumped through all the hoops and red tape with me. The team moved fast to make my dreams come true of being a home owner! Thank you Patty and to team PLB
Robert Schmid
2 years ago · Google
★★★★★
Working with Brad has been a great experience. Very knowledgeable and helpful and always looking for the best interest of the client.
Zachary Zombo
3 years ago · Google
★★★★★
I worked with Brad Bidus throughout my mortgage process. Brad was fantastic to work with. I would recommend working with him to anyone.
Deborah Lock
2 years ago · Google
★★★★★
I worked with PBL Lending on my recent home purchase and highly recommend them. They were proactive, professional, and went above and beyond to make sure I had no issues.
Pam Cates
3 years ago · Google
★★★★★
Epitome of professionalism! Knowledgeable, efficient, enthusiastic . I wish i could give more 🌟. I have done 5 deals with PLB and all of them have been easy on my end.
Connor McGee
a year ago · Google
★★★★★
PLB did an amazing job leading me through the mortgage process as a first time home buyer!
Owelay God
11 months ago · Google
★★★★★
Made everything very quick and easy. Would recommend to friends and family 👍
Jim Morrocco
4 years ago · Google
★★★★★
Fast, efficient, and no fees. Doesn't get any better than PBL Lending. They are a pleasure to deal with. I wish I had discovered them years ago.
Breanna Gemelli
4 years ago · Google
★★★★★
Great family owned company! Patty and Kelly were very helpful and there for us throughout the entire process. Greatly appreciated!!!!
Zac Muma
4 years ago · Google
★★★★★
I worked with Brad who made the experience very easy. I would highly recommend this team.
Vicki
5 years ago · Google
★★★★★
PLB never fails to amaze me with their help and knowledge whenever I’ve needed it. I’ve had two mortgages through them and will never go anywhere else.
Todd Haggerty
2 years ago · Google
★★★★★
Kristin was extremely helpful , always there answering any questions and making the process easy.
Jose Paz
3 years ago · Google
★★★★★
Brad is hands down the Best!!! Highly recommend him.
Pipe Wrench L.C.
4 years ago · Google
★★★★★
I’m self employed and Patty helped my find a house & finance the mortgage with no hassle.
Jeff Makowski
5 years ago · Google
★★★★★
PLB LENDING SAVED ME SO MUCH MONEY ON CLOSING COSTS. THEY DIDN'T CHARGE A FEE WHICH SAVED ME 2-3 THOUSAND DOLLARS AT CLOSING...
Adam Taggett
5 years ago · Google
★★★★★
Patty and the staff at PLB are awesome. Very knowledgeable and helpful.
Larry Petack
3 years ago · Google
★★★★★
As always an outstanding service provided by PLB Lending
Sierra Yenshaw
2 weeks ago · Google
★★★★★
Brad was awesome to work with. Was really helpful and responsive when we would ask him to run the numbers for different properties. Was very transparent and educated us on how the loan process works.
Andrew Grewette
2 weeks ago · Google
★★★★★
PLB Lending were absolutely amazing at their jobs! My lender Brad answered any question I had,day or night, to make the home buying process as easy and seamless as possible.
Brandon Balyeat
2 weeks ago · Google
★★★★★
Brad Bidus made my whole refinance process FLAWLESS from start to finish!! Great communication on every little detail and answered any big or little questions I had along the way!! Call Brad for ANY of your home mortgage needs!!
McKenna Petack
a month ago · Google
★★★★★
Brad is the best! He made buying our first home so easy and stress-free. He was always available to answer our questions and took the time to walk us through everything along the way. We're so grateful to have had him in our corner throughout the process and would absolutely recommend Brad and the PLB team to anyone looking to buy a home!
Mitchell Purpura
2 months ago · Google
★★★★★
Absolutely outstanding experience from start to finish on both my original loans and the refinance of my loan. Brad was professional, easy to talk to, and easy to get ahold of with questions. He was able to break down the process in an easy to understand way which made the whole experience stress free. Couldn’t recommend Brad any more and I would highly recommend

Other loan programs

Not quite right? Eight more.

3.5% down

FHA loans

3.5% down, guidelines that bend more than conventional, and 203K money for the house that needs work.

0 down

VA loans

Zero down for veterans and their families, from a broker who has closed them since 2001.

From 3% down

Conventional loans

As little as 3% down, and with good credit the PMI can be waived on the 5% down program.

Up to 102% financing

USDA Rural Development loans

No down payment and no funds needed for closing, for qualified moderate-income families buying in eligible areas.

Above conforming limits

Jumbo loans

For the house that runs past the Fannie Mae and Freddie Mac limits, shopped by a broker instead of one bank.

Two documents

Refinancing

Lower the payment, shorten the term or take cash out. For a refinance we only need two documents to start.

Borrow as you go

Home equity lines of credit

A line of credit against the home you already own, drawn when you need it rather than all at once.

Equity into cash

Reverse mortgages

Turn the equity in your home into cash, or buy your next primary home without income or credit qualification.

Talk to us about construction loans.

No application or processing fees. Or call (586) 992-1250; after hours, call or text (586) 634-1104.